CryptoCardsPerks
Kolo Card
8.3/10
Ranked #4 of 76
Overview
The Tria Card is a non-custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #4 of 76 cards, with an overall score of 8.3 out of 10.
★ Tria Card referral code
TRIA9823
New users who sign up with this code typically get bonus cashback for your first 30 days. Rewards vary by region and are set by Tria Card.
Rating breakdown
How the Tria Card scores across the categories we weigh into its overall 8.3/10.
Fees & value8.3
Rewards8.5
Ease of use8.3
Security & custody9.1
Availability8.7
Cashback & rewards
Spending on the Tria Card earns cashback, starting around 1% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Starter | No stake required | 1% | ~30 / month |
| Plus | Token stake or paid plan | 3% | ~100 / month |
| Premium | Higher stake / top tier | 6% | Higher or uncapped |
Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | Free |
| Card spend (USD)Fee on purchases made in US dollars | 0.5% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% |
| ATM withdrawals | 2% after free limit |
How to get the Tria Card
- Download the Tria Card app or open the provider's website.
- Create an account — minimal verification needed for basic use.
- Enter referral code TRIA9823 during sign-up to claim any welcome perk.
- Connect or fund your self-custody wallet, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Earns up to 1% cashback on eligible spending
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
- No mandatory ID verification to get started
Cons
- Higher tiers may require staking or a monthly fee
- Higher tiers may require staking or a monthly fee
Who it's for
Tria Card suits users almost anywhere who want to keep custody of their own crypto while still being able to spend it. Because it can be used with minimal verification, it also appeals to privacy-conscious users.
Frequently asked questions
Does the Tria Card offer cashback?
Yes. The Tria Card pays cashback starting around 1% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the Tria Card available in my country?
The Tria Card is available across a broad range of countries. Always confirm your specific country is supported on the provider's official site before applying.
Does the Tria Card require KYC?
The Tria Card can be used with minimal or no mandatory ID verification for basic use, though higher limits may require KYC.
Is the Tria Card custodial or non-custodial?
The Tria Card is non-custodial, meaning you keep control of your own funds and can move them without the provider.
What network does the Tria Card run on?
The Tria Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.