#10
Tria Card
8.1/10
Ranked #9 of 32
Overview
The Bitget Wallet Card is a stablecoin spending card issued through the Bitget Wallet app, a non-custodial Web3 wallet with 90M+ users that operates separately from the Bitget exchange (you don't need an exchange account). It spends USDC and USDT directly from your wallet, converting at the point of sale, so you keep control of your keys until you pay. Its entire value proposition is a monthly '0-Fee quota': the first ~$200/month of spend (up to $400 in promos) has all FX and conversion fees refunded. Spend above that carries a 1.7% FX fee, which makes it one of the pricier cards for heavy spenders. It's available across the EEA, UK, LATAM, APAC and parts of Africa, but not the US or Canada.
★ Bitget Wallet Card referral code
BWCARD100
Using a referral code at sign-up may unlock a welcome perk where Auto Draft offers one. Availability and amounts are set by the provider and vary by region.
Rating breakdown
How the Bitget Wallet Card scores across the categories we weigh into its overall 8.2/10.
Fees & value7.6
Rewards5.5
Ease of use7.8
Security & custody8.0
Availability8.2
Cashback & rewards
Crucially, the Wallet Card has no permanent cashback program, only rotating regional promotions (e.g. 20% welcome cashback in APAC, 8% ride-hailing in LATAM) (3% cashback for South Asia from July 2-31). it does one thing well, spending stablecoins cheaply at low volume.
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Wallet Card has no permanent rewards program | 0% base | Zero-fee quota ~$200/mo ($400 promo) |
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | $Not specified |
| Card issuance | $0.10 USDC |
| Card spend (USD)Fee on purchases made in US dollars | 0% UP TO $200/month; 1.7% FX/conversion above it |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 0% up to $200/month quota, then 1.7% |
| ATM withdrawals | N/A (virtual) |
How to get the Bitget Wallet Card
- 1. Download the Bitget Wallet app (iOS or Android) and create or import a non-custodial wallet.
- 2. Open Bitget Wallet app > Pay > Card to apply for your card, its FREE
- 3. Complete KYC verification (required for the card, even though the wallet itself is non-custodial).
- 4. Activate the virtual card (about $0.10 USDC) and add it to Apple Pay or Google Pay.
- 5. Fund with USDC or USDT across supported chains (Base, Ethereum, Solana, TRON) with in-wallet swaps.
- 6. Spend within the ~$200/month zero-fee quota; optionally order the physical card where available.
Pros & cons
Pros
- Non-custodial spending, USDC/USDT stay in your own wallet until you pay
- ~$200/month zero-fee quota ($400 in promos) makes low-volume spending effectively free
- No staking or token lock required to use the card
- Multi-chain top-ups (Base, Ethereum, Solana, TRON) with in-wallet swaps
- Stablecoin spending means no conversion spread or price slippage
- Broad LATAM/APAC/Africa coverage where few crypto cards operate; WeChat Pay/Alipay in Asia
- Apple Pay and Google Pay supported; can keep spending even if seed phrase is lost
Cons
- No permanent cashback, only rotating promotional offers
- 1.7% FX fee above the monthly quota makes it expensive for heavy spenders
- USDC and USDT only, no BTC, ETH, or other assets
- KYC required despite the non-custodial wallet
- Prepaid model: may be declined where pre-authorization holds apply (gas, hotels, car rentals)
- Regional variation in network, fees, and issuer causes confusion; no public proof-of-reserves
Is It Worth It?
Best for existing Bitget Wallet users and multi-chain stablecoin holders in supported regions (especially LATAM, APAC, Africa) who want a low-cost, self-custody rail to spend USDC/USDT at moderate volume under ~$200/month. Good for travelers within supported regions and promo-hunters who time campaigns. A poor fit for US/Canada residents, heavy spenders (the 1.7% FX bites above quota), anyone wanting real cashback, or those needing to spend non-stablecoin crypto.
Where you can use it
Supported countries
Available in 52 countries
🇸🇬 Singapore
🇰🇷 South Korea
🇯🇵 Japan
🇻🇳 Vietnam
🇲🇾 Malaysia
🇹🇼 Taiwan
🇦🇺 Australia
🇹🇭 Thailand
🇵🇭 Philippines
🇨🇳 China
🇦🇷 Argentina
🇧🇷 Brazil
🇨🇱 Chile
🇨🇴 Colombia
Ecuador
El Salvador
Guatemala
🇲🇽 Mexico
Panama
🇵🇪 Peru
🇬🇧 United Kingdom
🇵🇰 Pakistan
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
Cyprus
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
No match in the supported list.
Not supported
Not available in 24 countries
🇮🇩 Indonesia
🇹🇷 Turkey
🇸🇦 Saudi Arabia
🇻🇳 Vietnam
Russia
🇺🇦 Ukraine
Venezuela
Afghanistan
Belarus
Central African Republic
Democratic Republic of the Congo
Cuba
Iran
Iraq
North Korea
Myanmar
Somalia
🇳🇬 Nigeria
South Sudan
Sudan
Syria
Congo
🇭🇰 Hong Kong
🇺🇸 USA
No match in this list.
Availability can change and may depend on your verification status. Always confirm on the provider's official site before signing up.
Frequently asked questions
Does the Bitget Wallet Card offer cashback?
Not as a standing program. It relies on rotating regional promotions (e.g. 20% APAC welcome, 8% LATAM ride-hailing). Its core value is the ~$200/month zero-fee quota, not cashback. A separate Stablecoin Earn feature pays yield on savings, which isn't purchase cashback.
Is the Bitget Wallet Card available in my country?
It's available across the EEA, UK, LATAM, APAC and parts of Africa — but not the US or Canada (and France and the Philippines are excluded per one source). Confirm in the app.
Does the Bitget Wallet Card require KYC?
Yes. KYC is required for the card, even though the underlying Bitget Wallet is non-custodial.
Is the Bitget Wallet Card custodial or self-custodial?
Sources conflict. Bitget markets the Wallet Card as non-custodial (funds stay in your wallet until spend), but at least one detailed review classifies it as custodial via issuer partners. Treat custody as 'non-custodial wallet, but funds move to an issuer at point of spend' and keep only what you plan to spend.
What network does it run on?
It varies by region, Mastercard in some markets (e.g. LATAM), Visa in others (e.g. APAC), depending on the local issuing partner (Immersve in the EU, DCS in Asia). Apple Pay and Google Pay are supported.
What does it cost?
No annual fee. Spending is fee-free up to ~$200/month, then a 1.7% FX/conversion fee applies. Virtual card activation is about $0.10 USDC; physical card and ATM access are rolling out regionally.
