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Ranked #9 of 76
Crypto Card Review

Bybit Card

8.1/10
EuropeCashbackPhysical cardApple PayCustodial
See full breakdown

Overview

The Bybit Card is a custodial crypto card aimed primarily at users in Europe. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #9 of 76 cards, with an overall score of 8.1 out of 10.

★ Bybit Card referral code
BYBIT3513

New users who sign up with this code typically get bonus cashback for your first 30 days. Rewards vary by region and are set by Bybit Card.

Rating breakdown

How the Bybit Card scores across the categories we weigh into its overall 8.1/10.

Fees & value8.2
Rewards8.6
Ease of use8.3
Security & custody8.1
Availability7.6

Cashback & rewards

Spending on the Bybit Card earns cashback, starting around 3% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:

TierRequirementCashbackMonthly cap
StarterNo stake required3%~30 / month
PlusToken stake or paid plan5%~100 / month
PremiumHigher stake / top tier8%Higher or uncapped

Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly fee$1.99
Card issuance$4.99
Card spend (USD)Fee on purchases made in US dollars0.5%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD0%
ATM withdrawalsFree up to 200/mo

How to get the Bybit Card

  1. Download the Bybit Card app or open the provider's website.
  2. Create an account and complete KYC with a photo ID and selfie.
  3. Enter referral code BYBIT3513 during sign-up to claim any welcome perk.
  4. Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Earns up to 3% cashback on eligible spending
  • Physical card available for in-store and ATM use
  • Works with Apple Pay and Google Pay

Cons

  • Custodial — funds are held by the provider
  • Requires full KYC (government ID + selfie)
  • Availability limited mainly to Europe

Who it's for

Bybit Card suits people based in Europe who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.

Frequently asked questions

Does the Bybit Card offer cashback?
Yes. The Bybit Card pays cashback starting around 3% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the Bybit Card available in my country?
The Bybit Card is primarily available in Europe. Check the provider's site for the current list of supported countries.
Does the Bybit Card require KYC?
Yes. The Bybit Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the Bybit Card custodial or non-custodial?
The Bybit Card is custodial, meaning the provider holds your funds on your behalf.
What network does the Bybit Card run on?
The Bybit Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.

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