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Ranked #8 of 76
Crypto Card Review

Tangem Card

8.1/10
GlobalPhysical cardNo KYCApple PayNon-Custodial
See full breakdown

Overview

The Tangem Card is a non-custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #8 of 76 cards, with an overall score of 8.1 out of 10.

★ Tangem Card referral code
TANGEM7265

Using a referral code at sign-up may unlock a welcome perk where Tangem Card offers one. Availability and amounts are set by the provider and vary by region.

Rating breakdown

How the Tangem Card scores across the categories we weigh into its overall 8.1/10.

Fees & value7.8
Rewards6.3
Ease of use8.0
Security & custody8.7
Availability8.7

Cashback & rewards

The Tangem Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value minimal verification over rewards.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly feeFree
Card issuance$4.99
Card spend (USD)Fee on purchases made in US dollars0%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD1.5%
ATM withdrawals1.5% after free limit

How to get the Tangem Card

  1. Download the Tangem Card app or open the provider's website.
  2. Create an account — minimal verification needed for basic use.
  3. Enter referral code TANGEM7265 during sign-up to claim any welcome perk.
  4. Connect or fund your self-custody wallet, then order your physical card or start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Physical card available for in-store and ATM use
  • Works with Apple Pay and Google Pay
  • No mandatory ID verification to get started
  • Non-custodial — you stay in control of your funds

Cons

  • No cashback or rewards on spending
  • Higher tiers may require staking or a monthly fee

Who it's for

Tangem Card suits users almost anywhere who want to keep custody of their own crypto while still being able to spend it. Because it can be used with minimal verification, it also appeals to privacy-conscious users.

Frequently asked questions

Does the Tangem Card offer cashback?
No. The Tangem Card does not currently offer cashback. It focuses on simple, low-cost spending instead of rewards.
Is the Tangem Card available in my country?
The Tangem Card is available across a broad range of countries. Always confirm your specific country is supported on the provider's official site before applying.
Does the Tangem Card require KYC?
The Tangem Card can be used with minimal or no mandatory ID verification for basic use, though higher limits may require KYC.
Is the Tangem Card custodial or non-custodial?
The Tangem Card is non-custodial, meaning you keep control of your own funds and can move them without the provider.
What network does the Tangem Card run on?
The Tangem Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.

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