Overview
The Tangem Card is a non-custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #8 of 76 cards, with an overall score of 8.1 out of 10.
Using a referral code at sign-up may unlock a welcome perk where Tangem Card offers one. Availability and amounts are set by the provider and vary by region.
Rating breakdown
How the Tangem Card scores across the categories we weigh into its overall 8.1/10.
Cashback & rewards
The Tangem Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value minimal verification over rewards.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | $4.99 |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1.5% |
| ATM withdrawals | 1.5% after free limit |
How to get the Tangem Card
- Download the Tangem Card app or open the provider's website.
- Create an account — minimal verification needed for basic use.
- Enter referral code TANGEM7265 during sign-up to claim any welcome perk.
- Connect or fund your self-custody wallet, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
- No mandatory ID verification to get started
- Non-custodial — you stay in control of your funds
Cons
- No cashback or rewards on spending
- Higher tiers may require staking or a monthly fee
Who it's for
Tangem Card suits users almost anywhere who want to keep custody of their own crypto while still being able to spend it. Because it can be used with minimal verification, it also appeals to privacy-conscious users.