#23
Kinesis Card
7.4/10
Ranked #25 of 32
Overview
The Phantom Cash debit card is an on-chain, non-custodial prepaid Visa card integrated directly into the multi-chain Phantom wallet ecosystem. Powered by Stripe's Open Issuance infrastructure and Bridge, the card lets users spend directly from their self-custodial on-chain balances. Funds are maintained in CASH, a U.S. dollar-pegged stablecoin built on the Solana network, which is seamlessly converted to fiat currency at the point of sale.
At present, the card is offered exclusively as a virtual-only payment method tailored for everyday online and contactless retail transactions. Users can deploy the card instantly through popular digital wallets for global utility. While the setup and day-to-day operations bypass traditional banking subscription or maintenance charges, the product remains limited in geographic scope and advanced banking features.
★ Phantom Card referral code
-
There are no ongoing public affiliate or promotional referral codes available for this card; access is managed via the app waitlist.
Rating breakdown
How the Phantom Card scores across the categories we weigh into its overall 7.4/10.
Fees & Value8.0
Crypto Integration9.0
Card Features5.5
App Experience8.5
Availability6.5
Cashback & rewards
The card does not currently offer conventional cashback rewards or crypto-back tiers on purchase volume.
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Base Tier | None | 0% | $0.00 |
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | $Not specified |
| Card issuance | Free |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% + $0.30 |
| ATM withdrawals | N/A (virtual) |
How to get the Phantom Card
- Download the official Phantom wallet application on iOS or Android mobile devices.
- Navigate to the Cash tab and select the option to opt into the card waitlist.
- Complete the necessary identity verification requirements powered securely via Stripe.
- Generate your virtual Visa card instantly upon approval and add it to your mobile wallet.
Pros & cons
Pros
- Maintains a fully non-custodial architecture keeping you in complete control of your crypto assets until spending.
- Zero issuance or recurring monthly maintenance fees for the digital card.
- Instant conversion from stablecoin to USD at the point of sale with no manual top-ups required.
- Full built-in compatibility with both Apple Pay and Google Pay frameworks.
Cons
- Strictly limited to a virtual format with no physical plastic or metal cards currently available.
- Completely unavailable to international users and residents of New York state.
- Does not support traditional physical cash access or ATM withdrawals.
- Lacks any structural cashback or reward matching incentives for card spending.
Is It Worth It?
U.S.-based Solana and decentralized finance enthusiasts who want to seamlessly spend their on-chain stablecoin holdings at traditional physical and online storefronts without sacrificing wallet self-custody. FAQ
Where you can use it
Supported countries
Available in 1 country
🇺🇸 United States
No match in the supported list.
Not supported
Not available in 163 countries
Afghanistan
Albania
Algeria
Andorra
Angola
Antigua and Barbuda
🇦🇷 Argentina
Armenia
🇦🇺 Australia
Azerbaijan
Bahamas
🇧🇭 Bahrain
Bangladesh
Barbados
Belarus
Belize
Benin
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
🇧🇷 Brazil
Brunei
Burkina Faso
Burundi
Cabo Verde
Cambodia
Cameroon
🇨🇦 Canada
Central African Republic
Chad
🇨🇱 Chile
🇨🇳 China
🇨🇴 Colombia
Comoros
Congo
Costa Rica
Côte d'Ivoire
Cuba
Democratic Republic of the Congo
Djibouti
Dominica
Dominican Republic
Ecuador
🇪🇬 Egypt
El Salvador
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Fiji
Gabon
Gambia
Georgia
🇬🇭 Ghana
Grenada
Guatemala
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
🇮🇳 India
🇮🇩 Indonesia
Iran
Iraq
Israel
Jamaica
🇯🇵 Japan
Jordan
Kazakhstan
🇰🇪 Kenya
Kiribati
Kosovo
🇰🇼 Kuwait
Kyrgyzstan
Laos
Lebanon
Lesotho
Liberia
Libya
Madagascar
Malawi
🇲🇾 Malaysia
Maldives
Mali
Marshall Islands
Mauritania
Mauritius
🇲🇽 Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
🇳🇿 New Zealand
Nicaragua
Niger
🇳🇬 Nigeria
North Korea
North Macedonia
🇴🇲 Oman
🇵🇰 Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
🇵🇪 Peru
🇵🇭 Philippines
🇶🇦 Qatar
Russia
Rwanda
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
São Tomé and Príncipe
🇸🇦 Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
🇸🇬 Singapore
Solomon Islands
Somalia
🇿🇦 South Africa
🇰🇷 South Korea
South Sudan
Sri Lanka
Sudan
Suriname
🇨🇭 Switzerland
Syria
Tajikistan
Tanzania
🇹🇭 Thailand
Timor-Leste
Togo
Tonga
Trinidad and Tobago
Tunisia
🇹🇷 Türkiye
Turkmenistan
Tuvalu
Uganda
🇺🇦 Ukraine
🇦🇪 United Arab Emirates
Uruguay
Uzbekistan
Vanuatu
Venezuela
🇻🇳 Vietnam
Yemen
Zambia
Zimbabwe
No match in this list.
Availability can change and may depend on your verification status. Always confirm on the provider's official site before signing up.
Frequently asked questions
Is a physical card available?
No, it is currently a virtual-only card, though physical versions are planned for future deployment.
Does using the card require identity verification?
Yes, full identity verification handled via Stripe is required to unlock and utilize the debit card feature.
Can I use this card at an ATM?
No, ATM withdrawals and balance inquiries are entirely unsupported on this prepaid card program.
What token is used to back the card?
The card spends directly against your balance of CASH, a U.S. dollar-pegged stablecoin running on Solana.
