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Revolut Card Ranked #20 of 32
Crypto Card Review

Revolut Card Review 2026: Is It Worth It?

7.6/10
CashbackPhysical cardApple PayCustodial
See full breakdown

Overview

he Revolut Crypto Card isn't a standalone crypto card in the way most cards in this space are, it's a feature inside the Revolut fintech super-app. Revolut has let users spend crypto since 2021, converting your crypto balance to fiat automatically at the point of sale with no exchange fee (though plan-based 'fair usage' fees can apply). In 2024 it added a dedicated virtual crypto card, and in 2026 it began rolling out a physical crypto card, but the underlying mechanic is unchanged: link a card to a specific token or your whole balance and spend anywhere Visa or Mastercard is accepted, with Apple Pay and Google Pay support.

Because it's a bank-style app rather than a crypto-native product, custody is fully custodial, Revolut (and its partners) hold your crypto and keys. There is no crypto-specific cashback: rewards come through Revolut's general RevPoints loyalty scheme, which is earned on card spend regardless of crypto and excludes crypto transactions from earning. Treat this as a convenient way for existing Revolut users to spend crypto, not a rewards-optimised crypto card.

โ˜… Revolut Card referral code
REVOLU6563

New users who sign up with this code typically get a sign-up bonus once you complete your first eligible purchase. Rewards vary by region and are set by Revolut Card.

Rating breakdown

How the Revolut Card scores across the categories we weigh into its overall 7.6/10.

Fees & value7.4
Rewards6.0
Ease of use9.2
Security & custody7.0
Availability8.4

Cashback & rewards

Revolut does not offer crypto-specific cashback. Its rewards run through RevPoints, a general loyalty programme earned on eligible card spend and scaled by subscription plan: roughly 1 point per ยฃ/โ‚ฌ10 on Standard and Plus, 1 per ยฃ/โ‚ฌ4 on Premium, 1 per ยฃ/โ‚ฌ2 on Metal, and 1 per ยฃ/โ‚ฌ1 on Ultra. Crucially, crypto transactions are on RevPoints' exclusion list, so spending from a crypto balance generally earns no points at all. Points redeem for travel, experiences, or airline transfers โ€” not a percentage cashback. There is no volatile reward token; any value is in points, not crypto.

TierRequirementCashbackMonthly cap
StandardFree~1 RevPoint per ยฃ/โ‚ฌ10 spend (crypto spend excluded)No crypto cashback
Premiumยฃ7.99/mo (UK)~1 RevPoint per ยฃ/โ‚ฌ4No crypto cashback
Metalยฃ14.99/mo (UK)~1 RevPoint per ยฃ/โ‚ฌ2No crypto cashback
Ultraยฃ55/mo (UK)~1 RevPoint per ยฃ/โ‚ฌ1No crypto cashback

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly fee$Not specified
Card issuanceFree
Card spend (USD)Fee on purchases made in US dollarsNot specified
FX fee (non-USD transactions)Charged when you spend in a currency other than USD0%
ATM withdrawals2% after free limit

How to get the Revolut Card

  1. 1. Download the Revolut app (iOS or Android) and sign up, completing KYC (ID verification).
  2. 2. Open the Crypto section on the home screen and set up your crypto account.
  3. 3. Tap the card icon, name your crypto card, pick a design, and choose which crypto balance to spend from.
  4. 4. Choose a virtual card (free, instant) or order a physical crypto card (delivery/customisation fee applies).
  5. 5. Buy crypto in-app or top up, optionally scheduling recurring buys.
  6. 6. Add the card to Apple Pay or Google Pay and spend like a normal debit card.

Pros & cons

Pros

  • Spend 200+ cryptocurrencies with automatic conversion at the point of sale
  • No exchange fee on crypto card payments (fair-usage fees may apply by plan)
  • Deeply integrated into a mature banking app with strong UX and security
  • Apple Pay and Google Pay supported; Visa and Mastercard acceptance
  • Virtual crypto card is free and instant; physical card now rolling out
  • Can link to a single token or spend from your whole crypto balance
  • Backed by an FCA-registered, widely regulated fintech

Cons

  • Fully custodial โ€” Revolut holds your crypto and private keys
  • No crypto-specific cashback; crypto spend is excluded from RevPoints
  • Paying with crypto is a taxable disposal event in many countries
  • Dedicated crypto card availability is limited (initially UK and Switzerland)
  • Fair-usage and plan-based fees can erode the '0% exchange fee' claim
  • Crypto assets aren't covered by deposit protection like bank funds
  • Not a crypto-native product โ€” no on-chain self-custody within the card flow

Is It Worth It?

Best for existing Revolut users who occasionally want to spend crypto balances with zero friction inside an app they already use for everyday banking. Good for casual crypto holders who value convenience, mainstream regulation, and a familiar debit-card experience. A poor fit for anyone seeking crypto cashback, self-custody of keys, or a rewards-optimised crypto card โ€” dedicated crypto cards from other issuers serve those goals better.

Where you can use it

Supported countries

Available in 30 countries
๐Ÿ‡ฆ๐Ÿ‡น Austria ๐Ÿ‡ง๐Ÿ‡ช Belgium ๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria ๐Ÿ‡ญ๐Ÿ‡ท Croatia Cyprus ๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic ๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark ๐Ÿ‡ช๐Ÿ‡ช Estonia ๐Ÿ‡ซ๐Ÿ‡ฎ Finland ๐Ÿ‡ซ๐Ÿ‡ท France ๐Ÿ‡ฉ๐Ÿ‡ช Germany ๐Ÿ‡ฌ๐Ÿ‡ท Greece ๐Ÿ‡ญ๐Ÿ‡บ Hungary ๐Ÿ‡ฎ๐Ÿ‡ธ Iceland ๐Ÿ‡ฎ๐Ÿ‡ช Ireland ๐Ÿ‡ฎ๐Ÿ‡น Italy ๐Ÿ‡ฑ๐Ÿ‡ป Latvia Liechtenstein ๐Ÿ‡ฑ๐Ÿ‡น Lithuania ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg Malta ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands ๐Ÿ‡ณ๐Ÿ‡ด Norway ๐Ÿ‡ต๐Ÿ‡ฑ Poland ๐Ÿ‡ต๐Ÿ‡น Portugal ๐Ÿ‡ท๐Ÿ‡ด Romania ๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia ๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia ๐Ÿ‡ช๐Ÿ‡ธ Spain ๐Ÿ‡ธ๐Ÿ‡ช Sweden

Availability can change and may depend on your verification status. Always confirm on the provider's official site before signing up.

Frequently asked questions

Does the Revolut Crypto Card offer cashback?
Not for crypto. Revolut's RevPoints loyalty programme earns points on general card spend by plan, but crypto transactions are excluded from earning. There's no percentage crypto cashback.
Is the Revolut Crypto Card available in my country?
Revolut operates in 48+ countries, but the dedicated crypto card launched first in the UK and Switzerland. Elsewhere, users can often link existing Revolut cards to a crypto balance. Check the app.
Does Revolut require KYC?
Yes. Revolut is a regulated financial app and requires full identity verification to open an account and use crypto features.
Is the Revolut Crypto Card custodial or self-custodial?
Custodial. Revolut and its partners hold your crypto; you don't control the private keys unless you withdraw eligible assets on-chain.
What network does the Revolut Crypto Card run on?
Both โ€” Revolut issues cards on Visa and Mastercard (Amex is not supported), with Apple Pay and Google Pay support.
Are there fees to spend crypto?
No exchange fee on crypto card payments, but plan-based 'fair usage' fees may apply, and spending crypto may be taxable as a disposal in many countries.

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