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Ranked #6 of 76
Crypto Card Review

OKX Card

8.2/10
GlobalCashbackPhysical cardApple PayCustodial
See full breakdown

Overview

The OKX Card is a custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #6 of 76 cards, with an overall score of 8.2 out of 10.

★ OKX Card referral code
OKX6775

New users who sign up with this code typically get bonus cashback for your first 30 days. Rewards vary by region and are set by OKX Card.

Rating breakdown

How the OKX Card scores across the categories we weigh into its overall 8.2/10.

Fees & value8.3
Rewards8.5
Ease of use8.4
Security & custody8.2
Availability8.8

Cashback & rewards

Spending on the OKX Card earns cashback, starting around 2% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:

TierRequirementCashbackMonthly cap
StarterNo stake required2%~30 / month
PlusToken stake or paid plan4%~100 / month
PremiumHigher stake / top tier7%Higher or uncapped

Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly feeFree
Card issuance$4.99
Card spend (USD)Fee on purchases made in US dollars0%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD0%
ATM withdrawals1.5% after free limit

How to get the OKX Card

  1. Download the OKX Card app or open the provider's website.
  2. Create an account and complete KYC with a photo ID and selfie.
  3. Enter referral code OKX6775 during sign-up to claim any welcome perk.
  4. Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Earns up to 2% cashback on eligible spending
  • Physical card available for in-store and ATM use
  • Works with Apple Pay and Google Pay
  • Available across a wide range of countries

Cons

  • Custodial — funds are held by the provider
  • Requires full KYC (government ID + selfie)

Who it's for

OKX Card suits users almost anywhere who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.

Frequently asked questions

Does the OKX Card offer cashback?
Yes. The OKX Card pays cashback starting around 2% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the OKX Card available in my country?
The OKX Card is available across a broad range of countries. Always confirm your specific country is supported on the provider's official site before applying.
Does the OKX Card require KYC?
Yes. The OKX Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the OKX Card custodial or non-custodial?
The OKX Card is custodial, meaning the provider holds your funds on your behalf.
What network does the OKX Card run on?
The OKX Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.

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