#11
Metamask Card
8.0/10
Ranked #14 of 32
Overview
The Ready Card is a cutting-edge, self-custodial debit card launched in 2026 by the team behind the popular Argent wallet following their full platform rebranding. Operating natively as a smart contract wallet built on the Starknet layer-2 framework, the card enables users to spend USDC stablecoins directly at over 100 million merchants worldwide. Because it utilizes a specialized real-time co-signer authorization model at the point of sale, your digital assets remain entirely within your private possession until the exact millisecond you tap your card.
★ Ready Card referral code
37DR-5AC0-XRPL
Using Ready Card's referral code at sign-up may unlock a welcome perk where the provider offers one. Availability and amounts are set by Ready Card and vary by region — check their site for current terms.
Rating breakdown
How the Ready Card scores across the categories we weigh into its overall 8.0/10.
Fees8.8
Rewards8.0
Custody9.8
Usability7.8
Features7.6
Cashback & rewards
Paid out monthly in STRK, the native and volatile token of the Starknet network, rather than a stablecoin. The cashback framework is actively backed by the Starknet Foundation and evaluated on a quarterly basis.
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Ready Lite | Free Tier / $6.99 Shipping | 0.5% | $25 per month |
| Ready Metal | 120 USDC per year upfront | 3.0% | $150 per month |
| Metal Welcome Perk | First 30 days of Metal membership | 10.0% | $150 total cap |
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | $Free |
| Card issuance | $Free |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% |
| ATM withdrawals | Free up to $800/month on Metal, then 2% |
How to get the Ready Card
- Download the official Ready: Crypto & Card application from the Google Play Store or iOS App Store.
- Set up a new self-custodial smart contract wallet on Starknet or migrate your existing Argent configuration.
- Complete the mandatory identity verification (KYC) compliance onboarding checklist.
- Bridge or deposit USDC stablecoins natively onto your Starknet wallet address.
- Activate your virtual card interface instantly, and optionally order a plastic Lite or premium Metal physical card.
Pros & cons
Pros
- True smart-contract self-custody removes third-party exchange insolvency and counterparty risks entirely.
- Generous 3.0% cashback tier on the Metal track with a lucrative 10% welcome bonus period.
- Zero hidden transaction or conversion fees when liquidating USDC stablecoins at checkout.
- Premium Metal tier completely removes foreign exchange fees while matching raw Mastercard base rates.
- Allows Bitcoin holders to tap into specialized lending products to spend USDC without forced liquidation.
Cons
- Cashback rewards are issued in volatile STRK tokens, exposing earnings to market fluctuations.
- Apple Pay support is currently absent and still listed in an active development phase.
- Card spending tracks are restricted exclusively to USDC stablecoins held on the Starknet network.
- Ready Lite cardholders face a 1.0% foreign exchange markup on all non-USD merchant transactions.
- Rewards are contingent on quarterly allocations from the Starknet Foundation and are subject to change.
Is It Worth It?
On-chain Ethereum and Starknet purists within Europe who demand absolute self-custody over their funds alongside premium card perks, zero hidden liquidation fees, and robust Google Pay integration. FAQ
Where you can use it
Supported countries
Available in 30 countries
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
Cyprus
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
No match in the supported list.
Not supported
Not available in 30 countries
🇺🇸 United States
🇬🇧 United Kingdom
🇨🇦 Canada
🇦🇺 Australia
🇳🇿 New Zealand
🇯🇵 Japan
🇨🇳 China
🇮🇳 India
🇸🇬 Singapore
🇭🇰 Hong Kong
🇰🇷 South Korea
🇧🇷 Brazil
🇲🇽 Mexico
🇦🇷 Argentina
🇦🇪 United Arab Emirates
🇸🇦 Saudi Arabia
🇹🇷 Turkey
🇿🇦 South Africa
🇳🇬 Nigeria
🇨🇭 Switzerland
Russia
🇺🇦 Ukraine
🇮🇩 Indonesia
🇲🇾 Malaysia
🇹🇭 Thailand
🇵🇭 Philippines
🇻🇳 Vietnam
🇵🇰 Pakistan
🇪🇬 Egypt
Israel
No match in this list.
Availability can change and may depend on your verification status. Always confirm on the provider's official site before signing up.
Frequently asked questions
Does the Ready Card support Apple Pay?
No, Apple Pay is currently unavailable but remains in active production for a future launch.
What cryptocurrency can I actively spend?
The card natively supports and processes only USDC stablecoins bridged onto the Starknet network.
Are there annual fees for the card tiers?
Ready Lite is free with a $6.99 delivery fee, while Ready Metal costs 120 USDC per year paid upfront.
