Overview
The Bitcoin.com V-Card is a custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Mastercard network, so it's accepted anywhere Mastercard is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #54 of 76 cards, with an overall score of 5.9 out of 10.
Using a referral code at sign-up may unlock a welcome perk where Bitcoin.com V-Card offers one. Availability and amounts are set by the provider and vary by region.
Rating breakdown
How the Bitcoin.com V-Card scores across the categories we weigh into its overall 5.9/10.
Cashback & rewards
The Bitcoin.com V-Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value low fees and simplicity over rewards.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | — |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% |
| ATM withdrawals | N/A (virtual) |
How to get the Bitcoin.com V-Card
- Download the Bitcoin.com V-Card app or open the provider's website.
- Create an account and complete KYC with a photo ID and selfie.
- Enter referral code BITCOI4040 during sign-up to claim any welcome perk.
- Top up your account with crypto or fiat, then start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Works with Apple Pay and Google Pay
- Available across a wide range of countries
- Clean mobile app with real-time transaction alerts
Cons
- No cashback or rewards on spending
- Custodial — funds are held by the provider
- Requires full KYC (government ID + selfie)
- Virtual-only — no physical card to tap
Who it's for
Bitcoin.com V-Card suits users almost anywhere who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.