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Ranked #54 of 76
Crypto Card Review

Bitcoin.com V-Card

5.9/10
GlobalApple PayCustodial
See full breakdown

Overview

The Bitcoin.com V-Card is a custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Mastercard network, so it's accepted anywhere Mastercard is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #54 of 76 cards, with an overall score of 5.9 out of 10.

★ Bitcoin.com V-Card referral code
BITCOI4040

Using a referral code at sign-up may unlock a welcome perk where Bitcoin.com V-Card offers one. Availability and amounts are set by the provider and vary by region.

Rating breakdown

How the Bitcoin.com V-Card scores across the categories we weigh into its overall 5.9/10.

Fees & value5.7
Rewards4.2
Ease of use5.8
Security & custody5.7
Availability6.5

Cashback & rewards

The Bitcoin.com V-Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value low fees and simplicity over rewards.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly feeFree
Card issuance
Card spend (USD)Fee on purchases made in US dollars0%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD1%
ATM withdrawalsN/A (virtual)

How to get the Bitcoin.com V-Card

  1. Download the Bitcoin.com V-Card app or open the provider's website.
  2. Create an account and complete KYC with a photo ID and selfie.
  3. Enter referral code BITCOI4040 during sign-up to claim any welcome perk.
  4. Top up your account with crypto or fiat, then start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Works with Apple Pay and Google Pay
  • Available across a wide range of countries
  • Clean mobile app with real-time transaction alerts

Cons

  • No cashback or rewards on spending
  • Custodial — funds are held by the provider
  • Requires full KYC (government ID + selfie)
  • Virtual-only — no physical card to tap

Who it's for

Bitcoin.com V-Card suits users almost anywhere who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.

Frequently asked questions

Does the Bitcoin.com V-Card offer cashback?
No. The Bitcoin.com V-Card does not currently offer cashback. It focuses on simple, low-cost spending instead of rewards.
Is the Bitcoin.com V-Card available in my country?
The Bitcoin.com V-Card is available across a broad range of countries. Always confirm your specific country is supported on the provider's official site before applying.
Does the Bitcoin.com V-Card require KYC?
Yes. The Bitcoin.com V-Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the Bitcoin.com V-Card custodial or non-custodial?
The Bitcoin.com V-Card is custodial, meaning the provider holds your funds on your behalf.
What network does the Bitcoin.com V-Card run on?
The Bitcoin.com V-Card runs on the Mastercard network, so it's accepted wherever Mastercard is supported, and it works with Apple Pay and Google Pay.

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