Overview
The Bitrefill Card is a non-custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Mastercard network, so it's accepted anywhere Mastercard is, and can be used online and in stores where supported. In our ranking it currently sits at #55 of 76 cards, with an overall score of 5.8 out of 10.
Using a referral code at sign-up may unlock a welcome perk where Bitrefill Card offers one. Availability and amounts are set by the provider and vary by region.
Rating breakdown
How the Bitrefill Card scores across the categories we weigh into its overall 5.8/10.
Cashback & rewards
The Bitrefill Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value minimal verification over rewards.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | — |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1.5% |
| ATM withdrawals | N/A (virtual) |
How to get the Bitrefill Card
- Download the Bitrefill Card app or open the provider's website.
- Create an account — minimal verification needed for basic use.
- Enter referral code BITREF2610 during sign-up to claim any welcome perk.
- Connect or fund your self-custody wallet, then start using the virtual card.
Pros & cons
Pros
- No mandatory ID verification to get started
- Non-custodial — you stay in control of your funds
- Available across a wide range of countries
Cons
- No cashback or rewards on spending
- Virtual-only — no physical card to tap
Who it's for
Bitrefill Card suits users almost anywhere who want to keep custody of their own crypto while still being able to spend it. Because it can be used with minimal verification, it also appeals to privacy-conscious users.