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Ranked #53 of 76
Crypto Card Review

Crypto.com Card

6.0/10
CanadaCashbackPhysical cardApple PayCustodial
See full breakdown

Overview

The Crypto.com Card is a custodial crypto card aimed primarily at users in Canada. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #53 of 76 cards, with an overall score of 6.0 out of 10.

★ Crypto.com Card referral code
CRYPTO7971

New users who sign up with this code typically get bonus cashback for your first 30 days. Rewards vary by region and are set by Crypto.com Card.

Rating breakdown

How the Crypto.com Card scores across the categories we weigh into its overall 6.0/10.

Fees & value6.0
Rewards6.5
Ease of use5.8
Security & custody5.9
Availability5.4

Cashback & rewards

Spending on the Crypto.com Card earns cashback, starting around 3% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:

TierRequirementCashbackMonthly cap
StarterNo stake required3%~30 / month
PlusToken stake or paid plan5%~100 / month
PremiumHigher stake / top tier8%Higher or uncapped

Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly fee$1.99
Card issuance$9.99
Card spend (USD)Fee on purchases made in US dollars0%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD1%
ATM withdrawalsFree up to 200/mo

How to get the Crypto.com Card

  1. Download the Crypto.com Card app or open the provider's website.
  2. Create an account and complete KYC with a photo ID and selfie.
  3. Enter referral code CRYPTO7971 during sign-up to claim any welcome perk.
  4. Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Earns up to 3% cashback on eligible spending
  • Physical card available for in-store and ATM use
  • Works with Apple Pay and Google Pay

Cons

  • Custodial — funds are held by the provider
  • Requires full KYC (government ID + selfie)
  • Availability limited mainly to Canada

Who it's for

Crypto.com Card suits people based in Canada who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.

Frequently asked questions

Does the Crypto.com Card offer cashback?
Yes. The Crypto.com Card pays cashback starting around 3% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the Crypto.com Card available in my country?
The Crypto.com Card is primarily available in Canada. Check the provider's site for the current list of supported countries.
Does the Crypto.com Card require KYC?
Yes. The Crypto.com Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the Crypto.com Card custodial or non-custodial?
The Crypto.com Card is custodial, meaning the provider holds your funds on your behalf.
What network does the Crypto.com Card run on?
The Crypto.com Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.

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