CryptoCardsPerks
Ready Card
7.1/10
Ranked #25 of 76
Overview
The Trade Republic Card is a fiat-only crypto card aimed primarily at users in Europe. It runs on the Mastercard network, so it's accepted anywhere Mastercard is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #25 of 76 cards, with an overall score of 7.1 out of 10.
★ Trade Republic Card referral code
TRADER5006
New users who sign up with this code typically get bonus cashback for your first 30 days. Rewards vary by region and are set by Trade Republic Card.
Rating breakdown
How the Trade Republic Card scores across the categories we weigh into its overall 7.1/10.
Fees & value7.1
Rewards7.4
Ease of use7.3
Security & custody6.7
Availability6.8
Cashback & rewards
Spending on the Trade Republic Card earns cashback, starting around 1% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Starter | No stake required | 1% | ~30 / month |
| Plus | Token stake or paid plan | 3% | ~100 / month |
| Premium | Higher stake / top tier | 6% | Higher or uncapped |
Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | $9.99 |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 0% |
| ATM withdrawals | 1.5% after free limit |
How to get the Trade Republic Card
- Download the Trade Republic Card app or open the provider's website.
- Create an account and complete KYC with a photo ID and selfie.
- Enter referral code TRADER5006 during sign-up to claim any welcome perk.
- Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Earns up to 1% cashback on eligible spending
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
Cons
- Crypto is converted by a third party, not held on-card
- Requires full KYC (government ID + selfie)
- Availability limited mainly to Europe
Who it's for
Trade Republic Card suits people based in Europe who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.
Frequently asked questions
Does the Trade Republic Card offer cashback?
Yes. The Trade Republic Card pays cashback starting around 1% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the Trade Republic Card available in my country?
The Trade Republic Card is primarily available in Europe. Check the provider's site for the current list of supported countries.
Does the Trade Republic Card require KYC?
Yes. The Trade Republic Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the Trade Republic Card custodial or non-custodial?
The Trade Republic Card is fiat-only: a third-party service converts your crypto to fiat, rather than holding crypto on the card.
What network does the Trade Republic Card run on?
The Trade Republic Card runs on the Mastercard network, so it's accepted wherever Mastercard is supported, and it works with Apple Pay and Google Pay.