#26
WhiteBIT Card
7.1/10
Ranked #28 of 32
Overview
The Coinbase Card is a premier, fully custodial crypto debit card operating on the global Visa payment network. Deeply integrated directly into the centralized Coinbase exchange platform, it empowers verified users to instantly liquidate and spend their cash balances or a vast library of over 100 digital assets at millions of merchant locations worldwide.
★ Coinbase Card referral code
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New users who sign up with this code typically get a welcome reward credited after your first top-up. Rewards vary by region and are set by Coinbase Card.
Rating breakdown
How the Coinbase Card scores across the categories we weigh into its overall 7.0/10.
Fees & value6.7
Rewards7.1
Ease of use7.0
Security & custody7.0
Availability6.7
Cashback & rewards
Paid dynamically in the user's choice of rotating cryptocurrency rewards, which frequently include volatile tokens like Bitcoin, Ethereum, Stellar, or stable USDC. Reward options shift periodically and are distributed straight into the main account.
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Base Tier | Standard Crypto Spend | 1.0% | $10,000 monthly spend cap |
| Premium Tier | Rotating Promotional Asset Select | Up to 4.0% | Check app for rotation |
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | $Free |
| Card issuance | $Free |
| Card spend (USD)Fee on purchases made in US dollars | Not specified |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 2.49% |
| ATM withdrawals | $2.50 per withdrawal |
How to get the Coinbase Card
- Download the official Coinbase app or sign up on the main web portal.
- Complete full identity verification checks (KYC) including submitting government ID and proof of address.
- Navigate to the Card tab inside the application dashboard interface.
- Fund your spending balance with USD or eligible digital assets like USDC stablecoins.
- Instantly activate your digital card for mobile wallets and request standard physical shipping.
Pros & cons
Pros
- Seamless and direct integration with your primary centralized Coinbase exchange balance tracking.
- Zero spending transaction fees or liquidation spreads specifically when using domestic USD or USDC.
- Earns variable crypto cashback rewards on daily retail purchases with zero staking demands.
- Immediate provisioning to both Apple Pay and Google Pay for physical contactless checkout.
- Robust institutional-grade account protections including real-time two-factor authentication controls.
Cons
- Centralized custodial format deprives users of control over their private asset keys.
- Spending non-stable cryptocurrencies like Bitcoin incurs a hidden variable exchange spread at checkout.
- International cross-border transactions outside domestic borders suffer a heavy 2.49% foreign transaction fee.
- ATM cash disbursements require a rigid flat fee of $2.50 alongside operational banking costs.
- Reward percentages and available token options rotate dynamically and are subject to abrupt unilateral reductions.
Is It Worth It?
Mainstream crypto investors and existing Coinbase exchange users looking for a trusted, low-friction Visa debit card to easily spend stablecoins domestically without upfront staking requirements.
Where you can use it
Supported countries
Available in 31 countries
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
Cyprus
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
🇺🇸 United States
No match in the supported list.
Availability can change and may depend on your verification status. Always confirm on the provider's official site before signing up.
Frequently asked questions
Are there hidden costs when spending crypto?
Domestic spending of USD or USDC is completely free, but spending volatile assets like BTC carries a platform conversion price spread.
Does it support ATM access?
Yes, but standard cash withdrawals face a flat $2.50 fee plus any additional local ATM network surcharge.
Can I choose my cashback asset?
Yes, you can dynamically select which cryptocurrency you earn from a rotating list inside the app.
