CryptoCardsPerks
Holyheld Card
7.6/10
Ranked #17 of 76
Overview
The COCA Card is a non-custodial crypto card aimed primarily at users in a wide range of regions. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #17 of 76 cards, with an overall score of 7.5 out of 10.
★ COCA Card referral code
COCA3065
New users who sign up with this code typically get a sign-up bonus once you complete your first eligible purchase. Rewards vary by region and are set by COCA Card.
Rating breakdown
How the COCA Card scores across the categories we weigh into its overall 7.5/10.
Fees & value7.5
Rewards7.9
Ease of use7.5
Security & custody7.9
Availability7.9
Cashback & rewards
Spending on the COCA Card earns cashback, starting around 2% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Starter | No stake required | 2% | ~30 / month |
| Plus | Token stake or paid plan | 4% | ~100 / month |
| Premium | Higher stake / top tier | 7% | Higher or uncapped |
Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | Free |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% |
| ATM withdrawals | Free up to 200/mo |
How to get the COCA Card
- Download the COCA Card app or open the provider's website.
- Create an account — minimal verification needed for basic use.
- Enter referral code COCA3065 during sign-up to claim any welcome perk.
- Connect or fund your self-custody wallet, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Earns up to 2% cashback on eligible spending
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
- No mandatory ID verification to get started
Cons
- Higher tiers may require staking or a monthly fee
- Higher tiers may require staking or a monthly fee
Who it's for
COCA Card suits users almost anywhere who want to keep custody of their own crypto while still being able to spend it. Because it can be used with minimal verification, it also appeals to privacy-conscious users.
Frequently asked questions
Does the COCA Card offer cashback?
Yes. The COCA Card pays cashback starting around 2% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the COCA Card available in my country?
The COCA Card is available across a broad range of countries. Always confirm your specific country is supported on the provider's official site before applying.
Does the COCA Card require KYC?
The COCA Card can be used with minimal or no mandatory ID verification for basic use, though higher limits may require KYC.
Is the COCA Card custodial or non-custodial?
The COCA Card is non-custodial, meaning you keep control of your own funds and can move them without the provider.
What network does the COCA Card run on?
The COCA Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.