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Ranked #69 of 76
Crypto Card Review

Wirex Card

5.1/10
EuropeCashbackPhysical cardApple PayCustodial
See full breakdown

Overview

The Wirex Card is a custodial crypto card aimed primarily at users in Europe. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #69 of 76 cards, with an overall score of 5.1 out of 10.

★ Wirex Card referral code
WIREXC6379

New users who sign up with this code typically get a sign-up bonus once you complete your first eligible purchase. Rewards vary by region and are set by Wirex Card.

Rating breakdown

How the Wirex Card scores across the categories we weigh into its overall 5.1/10.

Fees & value4.9
Rewards5.4
Ease of use5.2
Security & custody4.7
Availability4.5

Cashback & rewards

Spending on the Wirex Card earns cashback, starting around 1% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:

TierRequirementCashbackMonthly cap
StarterNo stake required1%~30 / month
PlusToken stake or paid plan3%~100 / month
PremiumHigher stake / top tier6%Higher or uncapped

Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.

Fees & limits

A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.

FeeTypical amount
Monthly fee$2.50
Card issuanceFree
Card spend (USD)Fee on purchases made in US dollars0%
FX fee (non-USD transactions)Charged when you spend in a currency other than USD0%
ATM withdrawals1.5% after free limit

How to get the Wirex Card

  1. Download the Wirex Card app or open the provider's website.
  2. Create an account and complete KYC with a photo ID and selfie.
  3. Enter referral code WIREXC6379 during sign-up to claim any welcome perk.
  4. Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
  5. Add the card to Apple Pay or Google Pay to tap and spend.

Pros & cons

Pros

  • Earns up to 1% cashback on eligible spending
  • Physical card available for in-store and ATM use
  • Works with Apple Pay and Google Pay

Cons

  • Custodial — funds are held by the provider
  • Requires full KYC (government ID + selfie)
  • Availability limited mainly to Europe

Who it's for

Wirex Card suits people based in Europe who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.

Frequently asked questions

Does the Wirex Card offer cashback?
Yes. The Wirex Card pays cashback starting around 1% on the base tier, with higher rates available on upgraded or staked tiers. Base rewards are usually capped monthly.
Is the Wirex Card available in my country?
The Wirex Card is primarily available in Europe. Check the provider's site for the current list of supported countries.
Does the Wirex Card require KYC?
Yes. The Wirex Card requires standard KYC — typically a government ID and a selfie — during sign-up.
Is the Wirex Card custodial or non-custodial?
The Wirex Card is custodial, meaning the provider holds your funds on your behalf.
What network does the Wirex Card run on?
The Wirex Card runs on the Visa network, so it's accepted wherever Visa is supported, and it works with Apple Pay and Google Pay.

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