Overview
The Shakepay Card is a custodial crypto card aimed primarily at users in Canada. It runs on the Visa network, so it's accepted anywhere Visa is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #47 of 76 cards, with an overall score of 6.2 out of 10.
New users who sign up with this code typically get a welcome reward credited after your first top-up. Rewards vary by region and are set by Shakepay Card.
Rating breakdown
How the Shakepay Card scores across the categories we weigh into its overall 6.2/10.
Cashback & rewards
Spending on the Shakepay Card earns cashback, starting around 1% on the base tier. Higher rates are typically unlocked by staking the provider's token or moving up to a paid plan, and base-tier rewards are usually capped monthly. Here's how the tiers generally compare:
| Tier | Requirement | Cashback | Monthly cap |
|---|---|---|---|
| Starter | No stake required | 1% | ~30 / month |
| Plus | Token stake or paid plan | 3% | ~100 / month |
| Premium | Higher stake / top tier | 6% | Higher or uncapped |
Cashback is usually paid in the provider's token or in stablecoin. Exact rates, caps and the assets you can earn vary by region — confirm current numbers on the official site.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | Free |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 0.5% |
| ATM withdrawals | Free up to 200/mo |
How to get the Shakepay Card
- Download the Shakepay Card app or open the provider's website.
- Create an account and complete KYC with a photo ID and selfie.
- Enter referral code SHAKEP3547 during sign-up to claim any welcome perk.
- Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Earns up to 1% cashback on eligible spending
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
Cons
- Custodial — funds are held by the provider
- Requires full KYC (government ID + selfie)
- Availability limited mainly to Canada
Who it's for
Shakepay Card suits people based in Canada who want a straightforward way to spend crypto without managing wallets directly. Be ready to complete standard identity verification during signup.