CryptoCardsPerks
OWNR Card
4.5/10
Ranked #74 of 76
Overview
The Bitsa Card is a custodial crypto card aimed primarily at users in Europe. It runs on the Mastercard network, so it's accepted anywhere Mastercard is, and supports Apple Pay and Google Pay for tap-to-spend. In our ranking it currently sits at #74 of 76 cards, with an overall score of 4.4 out of 10.
★ Bitsa Card referral code
BITSA9598
Using a referral code at sign-up may unlock a welcome perk where Bitsa Card offers one. Availability and amounts are set by the provider and vary by region.
Rating breakdown
How the Bitsa Card scores across the categories we weigh into its overall 4.4/10.
Fees & value4.2
Rewards4.0
Ease of use4.4
Security & custody4.2
Availability4.0
Cashback & rewards
The Bitsa Card does not currently offer cashback or a rewards program. It's built around simple, low-cost spending rather than earning points, which can be the better trade if you value minimal verification over rewards.
Fees & limits
A snapshot of the typical fee structure. Always verify the live figures before applying, as providers adjust these often.
| Fee | Typical amount |
|---|---|
| Monthly fee | Free |
| Card issuance | $9.99 |
| Card spend (USD)Fee on purchases made in US dollars | 0% |
| FX fee (non-USD transactions)Charged when you spend in a currency other than USD | 1% |
| ATM withdrawals | Free up to 200/mo |
How to get the Bitsa Card
- Download the Bitsa Card app or open the provider's website.
- Create an account — minimal verification needed for basic use.
- Enter referral code BITSA9598 during sign-up to claim any welcome perk.
- Top up your account with crypto or fiat, then order your physical card or start using the virtual card.
- Add the card to Apple Pay or Google Pay to tap and spend.
Pros & cons
Pros
- Physical card available for in-store and ATM use
- Works with Apple Pay and Google Pay
- No mandatory ID verification to get started
Cons
- No cashback or rewards on spending
- Custodial — funds are held by the provider
- Availability limited mainly to Europe
Who it's for
Bitsa Card suits people based in Europe who want a straightforward way to spend crypto without managing wallets directly. Because it can be used with minimal verification, it also appeals to privacy-conscious users.
Frequently asked questions
Does the Bitsa Card offer cashback?
No. The Bitsa Card does not currently offer cashback. It focuses on simple, low-cost spending instead of rewards.
Is the Bitsa Card available in my country?
The Bitsa Card is primarily available in Europe. Check the provider's site for the current list of supported countries.
Does the Bitsa Card require KYC?
The Bitsa Card can be used with minimal or no mandatory ID verification for basic use, though higher limits may require KYC.
Is the Bitsa Card custodial or non-custodial?
The Bitsa Card is custodial, meaning the provider holds your funds on your behalf.
What network does the Bitsa Card run on?
The Bitsa Card runs on the Mastercard network, so it's accepted wherever Mastercard is supported, and it works with Apple Pay and Google Pay.